Home Coverages

Pennsylvania Home-Guard homeowners insurance*

Home-Guard® helps protect your home, which means it protects you and your family. It can help cover all the stuff you want to protect but don't want to think about.

  • Dwelling and other structures
  • Personal Property
  • Liability
  • Medical payments

Need more? If you're looking for the next level of coverage, Home-Guard's optional property and liability coverages can go the extra mile in protection.* some of the coverages available include:

  • Home-Guard Plus
  • Service line
  • Equipment breakdown
  • Water Backup from Sewer or Drain
  • Incidental Agricultural Activity
  • Business Activities


Identity theft assistance*

Identity theft assistance is included with your homeowners insurance policy.

Because some of what’s most important to you — your privacy and your good name — deserves protection, too. That’s why Grinnell Mutual works with CyberScout®.

If your identity is compromised, an expert fraud specialist at CyberScout will walk you through the process of resolving the issues, step by step, free of charge.

Learn more about CyberScout services

*Coverages and discounts available only in Pennsylvania.