Restaurants
All the right ingredients
Our restaurant coverage package offers a great menu of coverages. From your wine inventory to your personal property at a catering event, we’ve got you covered. We also offer loss control services to make sure your kitchen meets safety codes.
And to broaden coverage options at a particularly tough time in the food service industry, we've changed some underwriting guidelines to make our restaurant insurance that much better. Some of the things we now allow include:
- PC09 restaurants
- Light entertainment
- Selling your private-label products on-site
- Happy hours
- Extended serving times for liquor
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Custom restaurant business insurance coverages*
- Brands and Labels
- Credit Card Forgery, $25,000
- Damage to Customer’s Vehicle from Valet Parking, $25,000
- Employee Theft of Customer’s Property
- Food Contamination, $15,000
- Service Errors and Omissions, $10,000
- Special Event Cancellation, $25,000
- Spoilage, $10,000
- Utility Services, $10,000
- Wine Inventory at Menu Price, $25,000
*Higher limits may be available.
Optional restaurant business insurance coverages
- Hired and Non-owned Auto, Including Delivery (includes liability coverage)
- Liquor Liability
- Loss or Damage to Customer’s Auto
These are just some of the coverages we offer. Find out more.
Contact an agent
Contact an agent